Rajesh Minocha, CFP

I am a Certified Financial Planner (CFP®) and founder of Financial Radiance. I have 21+ years of experience at companies such as ICICI, HCL Technologies, and Franklin Templeton. I retired from corporate life at 45 at the end of 2016 through disciplined financial planning. Since my retirement, I have been helping professionals in India and globally clarify and structure their financial decisions, with a focus on retirement planning, mid-career transitions, and goal-based investing, supported by behaviour-driven money coaching and holistic risk management. I specialise in working with working professionals, women investors and retirees. I am the author of three books: Retire on Your Terms, Second Innings on Your Terms, and The Career Escape Plan. All my books are available globally on various platforms like Amazon. I am also featured regularly in the media. I believe financial freedom comes not from earning more, but from planning better and aligning money with life and purpose.