Rajesh Minocha, CFP

I am a Certified Financial Planner (CFP®) and founder of Financial Radiance. After 21+ years in financial services and technology with organisations such as ICICI, HCL Technologies, and Franklin Templeton, I retired from corporate life at 45 through disciplined financial planning. Today, I work with professionals across India and globally to bring clarity, structure, and confidence to their financial decisions. My focus includes providing my clients a structured approach based on their objectives, retirement planning (pre and post), mid-career transition planning, and goal-based investing, supported by behaviour-driven money coaching and holistic risk management. I am also the author of 3 books on retirement planning and Personal Finance. Retire on Your Terms, Second Innings on Your Terms, and The Career Escape Plan. I believe financial freedom is not about earning more, but about planning better, and aligning money with life, purpose, and choice.